Investment Management

This is what i do besides my other interest in farming . Most of the time i either read books or articles on the computer.

Motivation

During my working years in Singapore, my employer did not have a pension plan. To take care of the financial needs of my family i decided to create a retirement corpus.

My investment objective is to build a well diversified retirement corpus that can provide a source of income (aka dividends) to take care of the financial needs of the family.

Towards the above objective, during my working years, i made investments across geographies. I did this to diversify my sources of Income thereby reducing the risk.

All Investment decisions were/are made with the objective of enhancing the dividends and for achieving capital growth.

Principles

I am an Investor making Investments as defined in The Intelligent Investor book.

I am strong believer in the value Investment principles and look for Margin of Safety in my investments.

My investments are mostly contrarian bets. I have made most of my investments when Mr. Market had been in a panic stricken mood.

My portfolio is diversified by sector, geography, currency and asset class. I was quite fortunate by circumstance in the initial days to achieve this level of diversification.

Journey

My initial Indian investments were through IciciBank but later shifted to Zerodha .